Corporate Loans
Dinar loans and dinar loans with foreign currency clause
If you need short term funds to overcome current business problems, or if you are in a need of working capital or fixed assets, necessary to maintain or increase volume of your business, our Bank can help you by granting short term dinar loans.
Srpska banka a.d. offers to its clients short term loans for:
- current liquidity,
- financing of production for Army of Republic of Serbia,
- settlement of tax liabilities, by transferring funds to the account of Tax Authority,
- payment of employees’ salaries to current accounts opened with our Bank,
- financing of production designated for export,
- other purposes (purchase of raw materials and intermediate goods, payment of services in country and abroad).
Srpska banka a.d. offers dinar overnight loans to commercial banks.
Information for clients:
Implementing the Decision on special facilities supporting the country’s financial stability, Srpska banka a.d. enables its clients to restructure their loan obligations, if it is in their interest, mostly by loan conversion and alteration of repayment terms. Srpska banka a.d. runs this procedure on the basis of client’s demand in writing and without additional charges, according to the terms of the Decision on special facilities supporting the country’s financial stability and Bank’s current business policy. Detailed information is available at Bank’s Head Office in Belgrade, 25 Savska Street. Phone number for private individuals is +381 11 3607 286, while regular phone numbers in Corporate Division, + 381 11 3607 435 and + 381 11 3607 493, are available to legal entities.
Foreign currency loans for import of goods and services
In accordance with current regulations, Srpska banka a.d. offers foreign currency loans for outgoing payments abroad, covering import of goods and services, as well as foreign currency foreign loans, where Bank applies for a loan abroad by order and for the account of the client.
Overdraft loans
Starting from 26.10.2007, Srpska banka a.d. Beograd offers short term loans in the form of current account overdrafts for legal entities and enterpreneurs.
Credit limit is established up to the level of 15% of monthly average of payments through account with Srpska banka a.d. in the last 3-6 months, maximum up to RSD 8.000.000. Overdrafts are approved for the period of up to 3 months. Upon initial loan approval, funds are automatically available to the client, in accordance with the Contract.
Interest rate for this type of loan is 1.85% per month and commission for allocated credit limit ranges from 0.1% to 0.3%, depending on period for which loan has been granted. Interest rate is calculated and paid only for days of utilization of granted overdraft.
Procedure of overdraft approval is fast and simple. Along with filled in overdraft request form, it is necessary for clients to have a positive assessment of financial stability and for their account not to have been frozen longer than 15 working days in the last year.
For all additional information please contact us at: + 381 11 3607 493 and + 381 11 3607 430.